OTHER SERVICES
Borrego Springs Bank offers many other banking services such as:
Direct Deposit
Save gas and a trip to the bank with Direct Deposit. Your payroll, investment dividends, social security payment and many other credits can be automatically deposited into your checking or savings account. You may also qualify for the service charge on your account to be waived with this service.
Online Banking
Our Online Banking system, personal and business, allows secure access to your accounts 24 hours a day, 7 days a week at home, the office or on the road. Our Bill Pay system allows you to pay your bills any time, anywhere.
VISA® Debit Card
Our Visa debit card is more convenient than writing checks and with the "Verified by Visa" program, your online purchases are safer than ever. You can use your Visa debit card to get cash from your checking or savings account with no fee at any of our ATM locations and make purchases everywhere Visa is accepted.
ATM Card
Our classic ATM card will allow you to make cash withdrawals with no fee at any of our ATM locations.
Federal Tax Online Payments
You can make your business federal tax payments online, just click on the EFTPS link below.
Telebanc
Our 24 hour a day, 7 day a week telephone banking system will allow you to check your balance, see if a check has cleared, transfer funds and other features.
The system can be accessed by calling (800) 621-8860.
Identity Theft Protection
CDARS®
Through the CDARS® network, we can offer full FDIC insurance protection for our large depositors.
Click here for additional information about the CDARS®
Safe Deposit Boxes
Secure your precious valuables from theft and fire. Our Borrego Springs Branch has a box size to suit your needs.
Additional Services
- Cashier’s Checks and Money Orders
- American Express Traveler’s Checks and Gift Cards
- Night Depository
- Wire Transfers
- Savings Bonds
- Notary Service
- Vault Services
- Courier Services
Schedule of Account Services and Fees
Click here for Fee ScheduleFor more information about our banking services, contact a Customer Service Representative at one of our Branch Locations.
FDIC DEPOSIT INSURANCE COVERAGE
In accordance with the Dodd-Frank Wall Street Reform and Consumer
Protection Act, from December 31, 2010, through December 31, 2012, all funds
in "noninterest-bearing transaction accounts" are insured in full by the
Federal Deposit Insurance Corporation. This unlimited coverage is in
addition to, and separate from, the coverage of at least $250,000 available
to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional
checking account (or demand deposit account) on which the insured depository
institution pays no interest. It does not include any transaction account
that may earn interest, such as a negotiable order of withdrawal ("NOW")
account, money-market deposit account, or Interest on Lawyers Trust Account
("IOLTA"), even if checks may be drawn on the account.
The temporary full insurance coverage of "noninterest-bearing transaction
accounts" expires on December 31, 2012. After December 31, 2012, funds in
noninterest-bearing transaction accounts will be insured under the FDIC's
general deposit insurance rules, subject to the Standard Maximum Deposit
Insurance Amount of $250,000.
For more information about FDIC insurance coverage of transaction accounts visit www.fdic.gov
Use this convenient link to the FDIC Electronic Deposit Insurance Estimator calculator to learn more about FDIC insurance and calculate the insurance coverage of your accounts.
Click here to visit our calculators.
