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Checking
Borrego Springs Bank offers several checking account options for both personal and business customers.
Personal Checking- NOW Checking (Interest Bearing)
- Super NOW Checking (Interest Bearing)
- Personal Money Market Checking (Interest Bearing)
- Basic Business Checking
- Analyzed Business Checking
- Business Money Market Checking (Interest Bearing)
See our Deposit Account Descriptions brochure for more detailed
information or contact a Customer Service Representative for minimum
balance requirements, transaction limitations and service charge
information.
To reorder your Deluxe checks, click here 
Savings
Borrego Springs Bank has a tiered interest rate
savings account that allows you to earn more based on your balance –
watch your earnings grow!- Personal Savings
- Business Savings
See our Deposit Account Descriptions brochure for more detailed
information or contact a Customer Service Representative for minimum
balance requirements, transaction limitations and service charge
information.
Use our savings planning calculator to help you on your way to your
savings goals.
Certificates of Deposit
Whether you’re saving for retirement, that special vacation or any other
savings objective, our Certificates of Deposit or IRA offerings will
meet your needs with a variety of rates and
terms. Interest can be credited to another account or credited
back to the certificate account monthly, quarterly or at maturity.
We are also members of the CDARS® network which provides a unique
program for the large depositor to earn competitive rates while
maintaining FDIC insurance protection.
See our Deposit Account Descriptions brochure for more detailed
information or contact a Customer Service Representative for minimum
balance requirements, transaction limitations and service charge
information.
Use our savings planning calculator to help you on your way to your
savings goals.
CDARS®
Using the CDARS®, Certificate of Deposit Account Registry Service, you can be eligible to receive up to $50 million in FDIC protection on your deposits with Borrego Springs Bank, N.A. You have the convenience of working directly with our bank, negotiating your CD rates and terms with us, you receive one easy to read consolidated statement and one year-end tax statement.
Use this convenient link to the FDIC Electronic Deposit Insurance Estimator calculator to learn more about FDIC insurance and calculate the insurance coverage of your accounts.
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